Freelance Tax Calculators

Free tools to estimate your taxes, compare work arrangements, and set your rates. Built for 1099 workers, freelancers, and the self-employed — no sign-up, instant results.

1099 Tax Calculator

Estimate your federal income tax and self-employment tax as a 1099 freelancer. Includes quarterly payment amounts.

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Self-Employment Tax Calculator

Calculate the 15.3% SE tax on your freelance income. See Social Security and Medicare breakdowns separately.

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Quarterly Tax Calculator

Figure out how much to send the IRS each quarter. Avoid underpayment penalties with accurate estimated payments.

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Home Office Deduction Calculator

Compare simplified vs. regular method for your home office deduction. Find out which one saves you more.

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1099 vs W-2 Calculator

Compare take-home pay side by side. See exactly how much more you need to earn as a freelancer to match a W-2 salary.

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Freelance Rate Calculator

Find your minimum hourly rate based on expenses, taxes, and desired income. Covers minimum, comfortable, and thriving tiers.

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How to use these calculators

Start with the 1099 Tax Calculator if you want a complete picture of your freelance tax burden — it covers federal income tax, self-employment tax, and quarterly estimates in one place.

Use the 1099 vs W-2 Calculator if you're deciding between a full-time job and freelancing, or negotiating a contract rate. It shows what you actually take home after taxes and benefits.

The Freelance Rate Calculator works backward from your living expenses to tell you the minimum hourly rate you need to charge.

All calculators use 2025 federal tax brackets and rates. State taxes are not included — your actual tax bill may vary.